Privacy Policy

Your privacy matters deeply to us, and we are committed to protecting it. Our Privacy Policy explains in detail how we collect, use, and safeguard your personal information. We believe in transparency and want you to feel confident in how we handle your data

Data Privacy Notice | Try Financial Ltd

We take your privacy very seriously and we ask that you read this privacy notice carefully as it contains important information on who we are, how and why we collect, store, use and share personal data, your rights in relation to your personal data and on how to contact us and supervisory authorities in the event you have a complaint.

Who we are?

Try Financial Ltd collects, uses and is responsible for certain personal data about you. When we do so, we are required to comply with data protection regulation, and we are responsible as a data controller of that personal data for the purposes of those laws.

When we mention 'we', 'us' or 'our' we are referring to Try Financial Ltd.

Try Financial is a company registered in England and Wales, company number 08604242 and has its registered office at Unit 6, Cristal Business Centre, 47 Knightsdale Road, Ipswich, IP1 4JJ.

Try Financial is authorised and regulated by the Financial Conduct Authority. Try Financial Services Register number is 679270.

We provide you with services for Mortgages, Secured Loans, Regulated Bridging, Protection, Conveyancing and General Insurance.

The personal data we collect and use

In the course of providing our service to you, we may collect the following personal data when you provide it to us:

Contact information
Identity information
Financial information
Employment status
Lifestyle information
Public records
Health information
Data about criminal convictions or offenses
Details of any vulnerability
[Details of your dependents and/or beneficiaries under a policy (If you are providing information about another person, we expect you to ensure that they know you are doing so and are content with their information being provided to us. You might find it helpful to show them this privacy notice and if they have any concerns, please contact us in one of the ways described)]
Product details

Information collected from other sources

We also obtain personal data from other sources in the course of providing our intermediary services. Where we obtain this information from another party it is their responsibility to make sure they explain that they will be sharing personal data with us and, where necessary, ask permission before sharing information with us.

The personal data we obtain from other sources may include the following:

From lenders and/or product providers: product details
From identification and verification checking agencies: identity information and sanction check information
From your Accountants

How we use your personal data

The below table sets out:

How we use your personal data
The lawful bases upon which we collect and use your personal data
Who we routinely share your personal data with

Rationale/Reason for Processing	Lawful Basis for Processing
To provide you with intermediary services.	Performance of a contract
To conduct money laundering and personal identification checks.	Anti-Money Laundering and Sanctions checks
To comply with our Principal Network	Compliance and monitoring purposes
To apply for decisions in principle for mortgage products and/or quotations for protection, general insurance and Conveyancing products on your behalf and to apply for these on your behalf.	Performance of a contract
To refer you to third party advisers to provide you with advice in relation to the following General Insurance, Commercial Insurance or Equity release.	Consent
To retain records of any services or advice provided to you by us in order to defend potential legal claims or complaints.	Legitimate interests
To provide you with details of products and services from us and third parties that may be of interest to you in accordance with your preferences. For more information, see 'Marketing' below.	Consent

Special category data

Certain types of personal data are considered more sensitive and so are subject to additional levels of protection under data protection legislation. These are known as 'special categories of data' and include data concerning your health, racial or ethnic origin, genetic data and sexual orientation. Data relating to criminal convictions or offenses is also subject to additional levels of protection.

We may process:

Health information and lifestyle information when providing intermediary services in relation to a protection insurance product; and/or
Criminal conviction and offense information when providing intermediary services in relation to a general insurance product
Claims information for the purpose of advising on, arranging or administering an insurance contract

In addition to the lawful basis for processing this information set out in the above table, we will be processing it either (1) for the purpose of advising on, arranging or administering an insurance contract or (2) for the establishment, exercise or defence of legal claims.

In the course of our activities relating to the prevention, detection and investigation of financial crime, we may process criminal conviction or offense information. Where we do so, in addition to the lawful basis for processing this information set out in the above table, we will be processing it for the purpose of compliance with regulatory requirements relating to unlawful acts and dishonesty.

Marketing

We may use personal data we hold about you to help us identify, tailor and provide you with details of products and services from us that may be of interest to you. We will only do so where we have obtained your consent and then have a legitimate business reason to do this and will do so in accordance with any marketing preferences you have provided to us.

In addition, where you provided your consent, we may provide you with details of products and services of third parties where they may be of interest to you.

You can opt out of receiving marketing at any time. If you wish to amend your marketing preferences, please contact us:

By phone: 01473 462288

By email: enquiries@tryfinancial.co.uk

By Post: Unit 6, Cristal Business Centre, Knightsdale Road, Ipswich, IP1 4JJ

Whether information has to be provided by you, and if so why

We will tell you if providing some personal data is optional, including if we ask for your consent to process it. In all other cases you must provide your personal data in order for us to provide you with intermediary services.

How long your personal data will be kept

We will hold your personal data for differing periods of time depending upon the reason we have for processing it. These retention periods are set out below.

Type of Record	Retention Period
All data collected where we apply to a mortgage lender or Insurer / All of your personal data and any call recordings	Minimum of six years or for the duration of our relationship with you in line with our regulatory obligation with the FCA. Where we need to hold your file for longer than this then we will inform you of this.
All data processed for a Money laundering check and Identity check	Minimum of one year where no business is conducted or for the duration of our relationship with you in line with our regulatory obligation with the FCA. Where we need to hold your file for longer than this then we will inform you of this.
All of your personal data and any call recordings	Where no business is transacted, we will delete all information we hold unless you email us to confirm you wish for your data to be held and for what period.

Transfer of your information out of the United Kingdom

We will not transfer your personal data outside of the United Kingdom or to any organisation (or subordinate bodies) governed by public international law or which is set up under any agreement between two or more countries.

You have a right to ask us for more information about the safeguards we have put in place as mentioned above. To learn more, please see 'Your rights' below.

Your rights

You have legal rights under data protection regulation in relation to your personal data. These are set out under the below headings:

To access personal data
To correct / erase personal data
To restrict how we use personal data
To object to how we use personal data
To ask us to transfer personal data to another organisation
To object to automated decisions
To find out more about how we use personal data

We may ask you for proof of identity when making a request to exercise any of these rights. We do this to ensure we only disclose information or change your details where we know we are dealing with the right individual.

We will not ask for a fee, unless we think your request is unfounded, repetitive or excessive. Where a fee is necessary, we will inform you before proceeding with your request.

We aim to respond to all valid requests within one month. It may however take us longer if the request is particularly complicated or you have made several requests. We will always let you know if we think a response will take longer than one month. To speed up our response, we may ask you to provide more detail about what you want to receive or are concerned about.

We may not always be able to fully address your request, for example, if it would impact the duty of confidentiality, we owe to others, or if we are otherwise legally entitled to deal with the request in a different way.

To access personal data (also known as a Subject Access Request (SAR))

You can ask us to confirm whether or not we have and are using your personal data. You can also ask to get a copy of your personal data from us and for information on how we process it.We will respond to requests within one month.

To rectify / erase personal data

You can ask that we rectify any information about you which is incorrect. We will be happy to rectify such information, but would need to verify the accuracy of the information first.

You can ask that we erase your personal data if you think we no longer need to use it for the purpose we collected it from you.

You can also ask that we erase your personal data if you have either withdrawn your consent to us using your information (if we originally asked for your consent to use your information), or exercised your right to object to further legitimate use of your information, or where we have used it unlawfully or where we are subject to a legal obligation to erase your personal data.

We may not always be able to comply with your request, for example where we need to keep using your personal data in order to comply with our legal obligation or where we need to use your personal data to establish, exercise or defend legal claims.

To restrict our use of personal data

You can ask that we restrict our use of your personal data in certain circumstances, for example

Where you think the information is inaccurate and we need to verify it;
Where our use of your personal data is not lawful, but you do not want us to erase it;
Where the information is no longer required for the purposes for which it was collected but we need it to establish, exercise or defend legal claims; or
Where you have objected to our use of your personal data, but we still need to verify if we have over-riding grounds to use.

We can continue to use your personal data following a request for restriction where we have your consent to use it; or we need to use it to establish, exercise or defend legal claims, or we need to use it to protect the rights of another individual or a company.

To object to use of personal data

You can object to any use of your personal data which we have justified on the basis of our legitimate interest, if you believe your fundamental rights and freedoms to data protection outweigh our legitimate interest in using the information. If you raise an objection, we may continue to use the personal data if we can demonstrate that we have compelling legitimate interests to use the information.

To request a transfer of personal data

You can ask us to provide your personal data to you in a structured, commonly used, machine-readable format, or you can ask to have it transferred directly to another data controller (e.g. another company).

You may only exercise this right where we use your personal data in order to perform a contract with you, or where we asked for your consent to use your personal data. This right does not apply to any personal data which we hold or process outside automated means.

To contest decisions based on automatic decision making

If we made a decision about you based solely by automated means (i.e. with no human intervention), and the decision made by us produces a legal effect concerning you, or significantly affects you, you may have the right to contest that decision, express your point of view and ask for a human review. These rights do not apply where we are authorised by law to make such decisions and have adopted suitable safeguards in our decision-making processes to protect your rights and freedoms.

You can contact us for more information

If you are not satisfied with the level of information provided in this privacy notice, you can ask us about what personal data we have about you, what we use your information for, who we disclose your information to, whether we transfer it abroad, how we protect it, how long we keep it for, what rights you have how you can make a complaint, where we got your data from and whether we have carried out any automated decision making using your personal data.

let us have enough information to identify you, e.g. name, address, date of birth;
let us have proof of your identity and address (a copy of your driving licence or passport and a recent utility or credit card bill); and
let us know the information to which your request
If you would like to exercise any of the above rights, please:
contact Barry Scott
Email: barry@tryfinancial.co.uk
Postal: Unit 6, Cristal Business Centre, Knightsdale Road, Ipswich, IP1 4JJ

Keeping your personal data secure

We have appropriate security measures in place to prevent personal data from being accidentally lost or used or accessed in an unauthorised way. We limit access to your personal data to those who have a genuine business need to know it. Those processing your information will do so only in an authorised manner and are subject to a duty of confidentiality.

We also have procedures in place to deal with any suspected data security breach. We will notify you and any applicable regulator of a suspected data security breach where we are legally required to do so.

Our supervisory authority

If you are not happy with the way we are handling your information, you have a right to lodge a complaint with the Information Commissioners Office. It has enforcement powers and can investigate compliance with data protection regulation (www.ico.org.uk).

We ask that you please attempt to resolve any issues with us before the ICO.